VOCAQUOTE LEGAL
VocaQuote Disclaimer
Last updated 12 November 2026. Provided by Trading Gamer Pty Ltd (ABN 80 647 889 263). Contact: Vocaquote@gmail.com.
This is the same text shown in the VocaQuote app. Part of it depends on your country; pick yours below.
AUSTRALIA VERSION
You issue every document
VocaQuote is a tool that helps you prepare quotes and invoices. It does not issue them: every quote and invoice is issued by you, in your business name, and you are solely responsible for its accuracy, pricing, quantities, tax and compliance with the law.
AI can be wrong
Quotes are drafted by AI from what you say or type and can contain mistakes. Always check them before sending.
Tax
Tax is worked out at standard rates. Exempt, zero-rated or reduced-rate work, and your own tax registration, are for you and your accountant to get right.
Australia
GST is added at 10% only if you're registered for GST. Invoices are set out to meet the ATO's tax invoice rules, but you must check each one. Residential building work may need a signed written contract under your state's home building laws (in NSW, for jobs over $5,000), and licensed trades usually must show their licence number. A quote is not a building contract.
No advice
VocaQuote does not give tax, legal, financial or building advice, and does not check licences, permits or safety requirements. You must hold any licences and insurance your work requires. VocaQuote is for legal trade and construction work only.
Your rights
Our services come with guarantees that cannot be excluded under the Australian Consumer Law. Nothing in this disclaimer or our Terms of Use excludes, restricts or changes those rights. This disclaimer and our Terms of Use are governed by the laws of New South Wales, Australia, and you agree to the non-exclusive jurisdiction of the courts of New South Wales and courts that can hear appeals from them.
NEW ZEALAND VERSION
You issue every document
VocaQuote is a tool that helps you prepare quotes and invoices. It does not issue them: every quote and invoice is issued by you, in your business name, and you are solely responsible for its accuracy, pricing, quantities, tax and compliance with the law.
AI can be wrong
Quotes are drafted by AI from what you say or type and can contain mistakes. Always check them before sending.
Tax
Tax is worked out at standard rates. Exempt, zero-rated or reduced-rate work, and your own tax registration, are for you and your accountant to get right.
New Zealand
GST is added at 15% only if you're registered. Invoices are set out to meet IRD's taxable supply information rules, but you must check each one. Residential building work of $30,000 or more (incl. GST) needs a written contract, and a disclosure statement and checklist must be given before the contract is signed.
No advice
VocaQuote does not give tax, legal, financial or building advice, and does not check licences, permits or safety requirements. You must hold any licences and insurance your work requires. VocaQuote is for legal trade and construction work only.
Your rights
You use VocaQuote for business, so to the extent the law allows, the Consumer Guarantees Act 1993 does not apply (section 43). Nothing in this disclaimer or our Terms of Use limits your rights under the Fair Trading Act 1986 or other law that can't be excluded. This disclaimer and our Terms of Use are governed by the laws of New South Wales, Australia.
UNITED KINGDOM VERSION
You issue every document
VocaQuote is a tool that helps you prepare quotes and invoices. It does not issue them: every quote and invoice is issued by you, in your business name, and you are solely responsible for its accuracy, pricing, quantities, tax and compliance with the law.
AI can be wrong
Quotes are drafted by AI from what you say or type and can contain mistakes. Always check them before sending.
Tax
Tax is worked out at standard rates. Exempt, zero-rated or reduced-rate work, and your own tax registration, are for you and your accountant to get right.
United Kingdom
VAT is added at 20% only if you're VAT registered. Use the domestic reverse charge only where it applies (CIS construction work for VAT-registered contractors). VocaQuote does not calculate CIS deductions. Invoices are numbered in sequence; you must keep them for HMRC.
No advice
VocaQuote does not give tax, legal, financial or building advice, and does not check licences, permits or safety requirements. You must hold any licences and insurance your work requires. VocaQuote is for legal trade and construction work only.
Your rights
You use VocaQuote as a business, so the consumer rules in the Consumer Rights Act 2015 generally don't apply. Nothing in this disclaimer or our Terms of Use limits rights you have under UK law that cannot be excluded. This disclaimer and our Terms of Use are governed by the laws of New South Wales, Australia.
CANADA VERSION
You issue every document
VocaQuote is a tool that helps you prepare quotes and invoices. It does not issue them: every quote and invoice is issued by you, in your business name, and you are solely responsible for its accuracy, pricing, quantities, tax and compliance with the law.
AI can be wrong
Quotes are drafted by AI from what you say or type and can contain mistakes. Always check them before sending.
Tax
Tax is worked out at standard rates. Exempt, zero-rated or reduced-rate work, and your own tax registration, are for you and your accountant to get right.
Canada
GST, HST and provincial taxes (PST, RST, QST) are added at standard rates for the province set in Settings. Some services are exempt from provincial tax: turn tax off on those quotes. Québec generally requires quotes and invoices for Québec clients to be in French, which VocaQuote can't do yet.
No advice
VocaQuote does not give tax, legal, financial or building advice, and does not check licences, permits or safety requirements. You must hold any licences and insurance your work requires. VocaQuote is for legal trade and construction work only.
Your rights
Nothing in this disclaimer or our Terms of Use limits rights you have under your province's consumer protection laws that cannot be excluded. This disclaimer and our Terms of Use are governed by the laws of New South Wales, Australia. VocaQuote does not yet produce French documents, which Québec law generally requires for Québec clients.
UNITED STATES VERSION
You issue every document
VocaQuote is a tool that helps you prepare quotes and invoices. It does not issue them: every quote and invoice is issued by you, in your business name, and you are solely responsible for its accuracy, pricing, quantities, tax and compliance with the law.
AI can be wrong
Quotes are drafted by AI from what you say or type and can contain mistakes. Always check them before sending.
Tax
Tax is worked out at standard rates. Exempt, zero-rated or reduced-rate work, and your own tax registration, are for you and your accountant to get right.
United States
Sales tax depends on your state and city, and many states don't tax labor. VocaQuote uses the rate you set in Settings. Contractor licensing and written-contract rules vary by state.
No advice
VocaQuote does not give tax, legal, financial or building advice, and does not check licences, permits or safety requirements. You must hold any licences and insurance your work requires. VocaQuote is for legal trade and construction work only.
Your rights
Nothing in this disclaimer or our Terms of Use limits rights you have under your state's laws that cannot be waived. This disclaimer and our Terms of Use are governed by the laws of New South Wales, Australia.